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Built to include Africa underserved rural starting with 106M underserved Nigerians with our AI-USSD simplified system, empowering millions in Africa.
Dial *669# from any phone, anywhere.
Revolutionary Features
Powered by cutting edge AI-USSD and built specifically to include underserved Africa rural insurance market.
AI-Powered Verification
Advanced OCR, image forensics, and deepfake detection ensure authentic claims with 99.7% accuracy.
- Document OCR extraction
- Deepfake detection
- Image forensics analysis
Instant Processing
Submit claims in minutes via app or USSD, get approved in hours. No more weeks of waiting.
- 15-minute average processing
- Real-time status updates
- 24/7 availability via *669#
Fraud Prevention
Multi-layered fraud detection protects insurers and honest claimants alike.
- IoT cross-verification
- Duplicate claim detection
- Risk scoring engine
ClaimAm Advance Pay
Get up to 50% of your claim instantly while your claim payout is being processed.
- Instant emergency funds
- No interest charges (T&C apply)
- Premium members only
Bank Grade Security
Your data is encrypted and protected with enterprise-level security.
- End-to-end encryption
- Regulatory compliant
- Secure data centers
Africa Localization
Built for Africans with multi-language support and local currency.
- Starting with Nigeria Pidgin, Yoruba, Hausa, and Igbo
- Nigeria Naira (₦) payments
- Nigeria Local bank integration
ClaimAm Services Overview
An AI-powered insurtech platform automating insurance claims processing for underserved rural users in Nigeria and Africa, bridging gaps in rural access, awareness, and insurers trust through a hybrid B2C/B2B model.
Claim Submission & Automation
Multi-Channel Access
Users file claims via mobile app or USSD (*669#) for basic phones, no internet required.
Comprehensive Coverage
Supports motor (third-party/full coverage), agriculture (crop/livestock loss), and health (HIS benefits).
AI-Powered Verification
AI verifies details in seconds, detecting fraud (70% reduction) and extracting data from photos/docs.
Multilingual Chatbot Support
Chatbots in English/Pidgin/Yoruba/Igbo/Hausa educate users on their insurance rights and claim processes.
Auto Regulatory Body Escalation
Auto escalates delays to regulatory body (NAICOM) (30 day buffer), ending insurer "string along" tactics and protecting claimant rights.
Empowerment Through Knowledge
Bridges awareness gaps by informing rural users about their entitlements and how to access them effectively.
Education & Escalation
Payout & Echo Claims
Instant Disbursements
Instant disbursements via partnered fintech upon approval, putting money directly into users bank accounts in hours, not months.
Echo Claims - Viral Trust Building
Auto-generates shareable testimonials that turn every successful claim into a viral success story, rebuilding insurance companies trust across Africa.
Organic Growth Engine
Every payout becomes a referral opportunity, exponentially growing user base through authentic word-of-mouth.
Real-Time APIs & Dashboards
APIs for real-time monitoring and fraud analytics, with dashboards for regulatory bodies and insurers (e.g., 30% unsettled case reduction).
Regulatory Body Integration
Direct integration with regulatory bodies (NAICOM) for regulatory oversight, ensuring compliance and transparency across all claims.
Partner Ecosystem
White-label solutions for insurers and associations to offer ClaimAm services under their own brand.
B2B Tools for Insurers/Partners
Starting with Nigeria's ₦1T unclaimed crisis
Scaling to Africa's rural and urban markets, reclaiming billions for everyday people
Accessible with no hassle via USSD
No internet? No office visit? Just dial *669# from any phone — even in the deepest village — and file your claim in minutes or visit any of our ClaimAm agents nation wide.
serving 600+M Africans, starting with 106M underserved Nigerians in every corner of the country.
How ClaimAm Works
Get your insurance claim processed in 4 simple steps online or via *669# or via any of ClaimAm agent nation wide
Sign Up
Create your account in under 2 minutes via app or dial *669# from any phone or visit a ClaimAm agent near you.
File Your Claim
Upload documents via app or follow USSD prompts. Our AI guides you through or walk to any of our agents nearest to you for assistance.
AI Verification
Our AI verifies your claim in minutes using advanced fraud detection technology.
Get Paid
Receive instant approval and get funds directly to your bank account.
Built for Millions
See what our users expects of ClaimAm
"Imagine being in my village with no network and dialing *669#, fie my claim via USSD, and get my payout within 12 hours, all without leaving the farm, wouldn't that be Epic!"
"We hope ClaimAm processes motor insurance claim in 15 minutes! this will turn me to lifetime subscriber when i get my money same day."
"Hope i can get an advance pay to safe me during an emergency up to 40% instantly while they verified my motor claim."
"Finally, an insurance app that speaks my language! The Pidgin option will make everything so easy to understand."
The Magic in 5 Seconds
Watch how ClaimAm creates a viral loop of satisfied customers
Dial *669# or tap the app
Access ClaimAm from anywhere
Snap accident photo → AI verifies in 8 seconds
Advanced AI processes your claim instantly
Fraud score: Low → ₦1M payout hits wallet
Automatic approval and instant payout
Echo Claim auto-shares your win
Your success story spreads automatically
Your friends dial *669# — the loop begins
Viral growth through real success stories
From claim to viral growth loop — all in seconds
Join the ClaimAm revolution and experience the magic yourself
For Institutions
Partner with ClaimAm to revolutionize your insurance operations
Insurers
- Cut fraud 70%
AI-powered verification eliminates fraudulent claims
- Restore back users trust in insurance
Build credibility through transparent, fast claim processing
- Co-brand every viral Echo
Your brand on every shared claim success story
Service Providers
- Get recommended for services you provide
Auto garages, towing services, repair shops, and more
- Direct access to verified customers
Connect with insurance claim holders who need your services
- Grow your business network
Expand your customer base through ClaimAm's platform
About ClaimAm
Our Mission
We're on a mission to put unclaimed insurance money back in the pockets of everyday Africans with focus on underserved rural, starting with Nigeria 237M population and it's 106M underserved rural.
Our Vision
A continent where every driver, farmer, and family gets insurance payout in hours, not months, turning billions unclaimed into billions reclaimed.
Every year, rural gaps, insurer delays, and low awareness rob people of money they're legally entitled to.
ClaimAm changes that.
With one dial (*669#) or a few taps on our app, or with our agents anyone, anywhere, even deep in the village with zero internet, can file a claim, have our AI verify it in seconds, and payout hits in hours.
Echo Claims
Turns every win into a viral success story that rebuilds trust across Africa
Bridge the Gap
ClaimAm bridges the rural gap, empowering all
New Standard
It's the new way Africa claims what's theirs
Join the movement. Claim your right.
See ClaimAm in Action
Request a personalized demo and discover how ClaimAm can transform your insurance claims process. Works via app or *669#.
Join millions of users experiencing accessible, faster, smarter insurance claims
With our AI-USSD revolution. Dial *669# from any phone, anywhere, or download our app today.